This combination happens every fall. It causes the steam or fog to rise from the local lakes and ponds. We get lucky to see it because the sun comes up on the east side of the pond from our house. We have two ponds with a road separating them, the larger one is on our side which is where the duck in the photo is and the water and fog is. The smaller pond is on the other side and more near the farm field. Large pond pushes water into the small pond and if the level rises enough it releases water down to what is known hear as the Little Sugar Creek. It's for flood control.